Sanal para örneği BİTCOİN’in finansal piyasalar üzerine etkileri
Yükleniyor...
Dosyalar
Tarih
2019-07-10
Yazarlar
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
Batman Üniversitesi Sosyal Bilimler Enstitüsü
Erişim Hakkı
info:eu-repo/semantics/openAccess
Attribution-ShareAlike 3.0 United States
Attribution-ShareAlike 3.0 United States
Özet
Sanal para birimleri hem evrensel para birimi olma iddiaları hem de barındırdığı blok zincir teknolojisi ile son yılların en popüler finansal yeniliği olarak adından söz ettirmektedir. Özellikle türünün ilk ve en popüler örneği olan Bitcoin, ekonomik hayatta hızla yer edinmiş, günlük ticari işlemlerde kullanılmaya başlanmıştır. Alt yapısında barındırdığı dağıtık defteri kebir teknolojisi, merkezi bir otoriteye olan bağımlılığı ve güven zorunluluğu ortadan kaldırmış finansal özgürlük açısından yeni bir dönem başlatmıştır.
Ekonomik ve bilimsel gelişmeler neticesinde gittikçe soyut bir yapıya bürünen para kavramı özellikle gelişmiş ekonomilerde daha soyut bir kavram haline gelerek yerini dijital paralara bırakmıştır. Ticari işlemlerin internet üzerinden yapılmasıyla başlayan evrimleşme süreci geleneksel ödeme yöntemlerinde köklü değişimler yaratarak yeni sistemler meydana getirmiştir.
Bitcoin’in ekonomik birimler tarafından çabuk benimsenmesi ve artan talebi nedeniyle işlem hacminde meydana gelen yüksek artışlar finansal piyasaların dikkatini çekmiş, köklü yenilik yapmaya zorlamıştır. Evrensel para birimi olma potansiyeli itibari para birimlerini, dağıtık defteri kebir teknolojisi ise başta merkez bankaları olmak üzere aracı kurumları tehdit etmiş varlıklarını sorgulatmıştır. Bu kapsamda çalışmada sanal para birimleri ve Bitcoin alanındaki gelişmeler ele alınmış, finansal piyasalar üzerine olası etkileri incelenmiştir. Yapılan araştırmalar sonucunda Bitcoin ve sanal para birimlerinin barındırdığı teknolojik yeniliğin finansal sistem unsurlarını tehdit ettiği ve yeniliğe zorladığı ancak mevcut durumda itibari para birimlerinin yerini alma ve merkez bankası gibi düzenleyici kurumları devre dışı bırakması ihtimalinin zayıf olduğu görülmüştür.
Virtual currencies have been mentioned as the most popular financial innovation of the recent years with both their claims of being a universal currency and the block chain technology they possess. In particular, Bitcoin, the first and most popular example of its kind, has rapidly gained its place in economic life and has started to be used in daily commercial transactions. The distributed ledger technology, which it houses in its infrastructure, has eliminated the dependence on a central authority and the obligation to trust, and has started a new era in terms of financial freedom. As a result of the economic and scientific developments, the concept of money, which is increasingly becoming an abstract structure, has become a more abstract concept, especially in developed economies, and has been replaced by digital money. The evolution process, which began with commercial transactions being made over the internet, has created new systems by creating radical changes in traditional payment methods. The quick adoption of Bitcoin by economic units and the high increases in trading volume due to its increasing demand have caught the attention of financial markets and forced them to innovate radically. Its potential of being a universal currency has put into question the presence of reputable currencies, while the distributed ledger technology has threatened intermediary institutions, especially central banks. In this context, the study covers developments in virtual currencies and Bitcoin, and it examines the possible effects on financial markets. It has been shown in the research that technological innovation involving Bitcoin and virtual currencies threatens and forces financial system elements into innovation, but in the current situation it is unlikely to replace reputable currencies and disable regulatory agencies such as central banks.
Virtual currencies have been mentioned as the most popular financial innovation of the recent years with both their claims of being a universal currency and the block chain technology they possess. In particular, Bitcoin, the first and most popular example of its kind, has rapidly gained its place in economic life and has started to be used in daily commercial transactions. The distributed ledger technology, which it houses in its infrastructure, has eliminated the dependence on a central authority and the obligation to trust, and has started a new era in terms of financial freedom. As a result of the economic and scientific developments, the concept of money, which is increasingly becoming an abstract structure, has become a more abstract concept, especially in developed economies, and has been replaced by digital money. The evolution process, which began with commercial transactions being made over the internet, has created new systems by creating radical changes in traditional payment methods. The quick adoption of Bitcoin by economic units and the high increases in trading volume due to its increasing demand have caught the attention of financial markets and forced them to innovate radically. Its potential of being a universal currency has put into question the presence of reputable currencies, while the distributed ledger technology has threatened intermediary institutions, especially central banks. In this context, the study covers developments in virtual currencies and Bitcoin, and it examines the possible effects on financial markets. It has been shown in the research that technological innovation involving Bitcoin and virtual currencies threatens and forces financial system elements into innovation, but in the current situation it is unlikely to replace reputable currencies and disable regulatory agencies such as central banks.
Açıklama
Anahtar Kelimeler
Bitcoin, Blok Zincir, Finansal Piyasalar, Fintech, Sanal Para Birimleri, Block Chain, Financial Markets, Fintech, Virtual Currencies
Kaynak
WoS Q Değeri
Scopus Q Değeri
Cilt
Sayı
Künye
Ece, E. (2019). Sanal para örneği BİTCOİN’in finansal piyasalar üzerine etkileri. (Yayınlanmamış Yüksek Lisans Tezi). Batman Üniversitesi Sosyal Bilimler Enstitüsü, Batman.
